SUBSTANTIVE CIVIL LAW

discrimination characteristics as race, sex, ethnic or national background or color

bill of lading and bill of exchange

relationship between a business entity and outside parties

safety or public health 

principal and agent, borrower and lender, bank and their customers

bank and their customers

contract law 

corporate law

the law of business association

labour law 

the nature of marriage

marital property

control the interaction of humanity 

child visitation and alimony

life insurance

tax law 

insurance law 

personal Injury law

to problems arising under any kind of insurance contract

to the print and broadcast media

encompass copyrights, trademarks, trade secrets and patents

licensing of radio and television stations

employment law or individual labour law and collective labour law

1) pollution control and remediation,

2) resource conservation and management

insurance law  and law of evidence