Money in the Modern World

 

Гроші – мова бізнесу;

Гроші розмовляють;

Гроші – хороший слуга, але поганий господар.

 

Сучасна економічна ситуація створює такі умови, що кожна людина так чи інакше залучається до фінансового світу. Тому, ми повинні володіти відповідними знаннями, фундаментальними поняттями у цій сфері.

Слово «гроші» походить від латинського слова «монета», що було одним із імен Римської богині Юнони. Відомо, що в її храмі карбувалися стародавні монети.

 

 

Money is a language of business;

Money talks;

Money is a good servant but a bad master.

 

 

The modern economic situation makes it impossible for any person not to be involved in the financial world. So you should have a certain background as to the fundamental notions in this sphere.

The word money derives from Latin “moneta” which was one of the names of the Roman goddess Junona. It is known that in her temples ancient coins were minted.

 

В даній методрозробці зібрані найбільш вживані лексико-граматичні конструкції, слова, вирази, тексти, що охоплюють теми «Гроші» та «Фінанси» (англійська мова за професійним спрямуванням).

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Тема заняття :     «Гроші в сучасному світі»

     “Money in the Modern World”

 

 

Тип: комбіноване заняття з використанням інтерактивних методів;

 

Забезпечення заняття:

 

 

Роздатковий,  наочний матеріал   -тематична група слів (Topical Vocabulary);

- текст “Money in the Modern World” і тести до нього;

-взірці грошових знаків різних країн;

-  презентація «Десять кращих валют світу»

-відеоролик пісні “Money”;

-тематичний кросворд

Технічні засоби : 

      - мультимедійний проектор;

      - ноутбук;

 

Актуальність теми:     

 

 

Кожна людина так чи інакше залучається до фінансового світу, а тим паче, сучасні учні, які повинні володіти відповідними знаннями, фундаментальними поняттями у цій сфері.

На занятті використовуються найбільш вживані лексико-граматичні конструкції, слова, вирази, тексти, що охоплюють теми: «Гроші в сучасному світі», «Грошові одиниці світу», «В пункті обміну валют», що дає можливість учням старшої школи застосувати свої знання із дисциплін спецкурсів на діловій англійській мові.

 

 

Мета заняття :

• Дидактична : 
• формування  й розвиток комунікативних навичок студентів (сприймати на слух повідомлень та словесне реагування на них);
• введення та активізація нової лексики;
• активізація умінь та навичок студентів  усного мовлення; 

 

• Розвиваюча :     

• розвивати навички комунікативного мовлення;
• формувати основні засади ділового спілкування;
• розвивати навички усного спонтанного (непідготовленого) мовлення з конкретного питання;
• Виховна : 

• формування інтересу до вивчення ділової англійської мови;
• розвиток мислення та швидкості орієнтації в нестандартних ситуаціях;
• виховання культури ділового спілкування;
• розвивати вміння дискутувати.

 

Кваліфікаційні вимоги

 

Учень  повинен вміти:

 

• вміти правильно і грамотно відповісти на поставлене запитання по даній темі;
• сприймати на слух і розуміти тематичні слова і вирази;
• вміти грамотно висловити свою думку відповідно до даної теми;
• грамотно вести бесіду чи діалог по опрацьованій темі в типовій життєвій ситуації;
• сприймати цілісний текст ( відтворений технічними засобами ) відповідно до теми заняття ;
• вміти правильно вести дискусію;

 

Учень повинен знати :

 

• лексико-граматичний мінімум та найуживаніші слова та вирази по темі «Гроші в сучасному світі», «Грошові одиниці світу», «В пункті обміну валют»;
• грошові одиниці світу;
• основні правила та вимоги ділового етикету;

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Plan

 

I. PRELIMINARIES/      ОРГАНІЗАЦІЙНИЙ МОМЕНТ             

Report of the student on duty, theme and objectives of the lesson.

 

 

II.WARM-UP /             МОВНА ЗАРЯДКА                                     

1.Revision of the words and phrases on the given subject using the cards and video with phases on the board;

 

III. NEW MATERIAL PRESENTATION/

ПОЯСНЕННЯ НОВОГО МАТЕРІАЛУ ТА ЙОГО ЗАКРІПЛЕННЯ

 

1.                  Presentation of new words and word-combinations.   
2. Exercises for training (cards with words or sentences)   
3. Proverbs (joining two halves and explaining)    
4. Discussion: (“Money is the Guarantee of Security” or “Money is the Root of all Evil”);                                                                                                                                           
5. Working with the text “Money in the modern world”   
6. Crossword          
7. Grammar Exercises        
8. Dramatizing the dialogue “The bank”     
9. Singing a song “Money…”

 

IV. ASSESSMENT   ОЦІНЮВАННЯ

(The teacher gives marks with explanation)     

V. SETTING THE HOME TASK  ДОМАШНЄ ЗАВДАННЯ  

 

From your copies: page 20, Ex. 2 (Complete the text with words from the box), and all exercises after the text in written form and

• To learn topical vocabuary;
• To write a dialogue “At the Currency Exchange Office” and dramatize it;

 

 

 

 

 

 

Procedure of the lesson.

1. Preliminaries

 

Good afternoon, my dear students and our guests! Welcome to our class which is devoted to “Money and Economic relations”. Your home task for today was to learn by heart topical words, phrases and word combinations on the given topic and to dramatize a dialogue “The Bank”. Today we continue to work on the subject “Money”, so let’s get down to business.

 

The objectives of our class are:

 

1. to learn new active vocabulary and use it in practice;
2. to develop the skills in reading, writing and listening;
3. to enlarge students’ knowledge on the topic;
4. to develop the skills and habits of prepared and unprepared speech;
5. to develop the communicative skills;
6. to practice Grammar;
7. to develop the chief traits of a person’s character: kindness, tact, politeness, tolerance.

 

2.   As a warming- up    let’s brush up in our memory words and phrases you’ve learnt at home. Try to use them in sentences. (Слова і речення українською та англійською мовами, написані на карточках, показуються студентам. Наприклад:

 

1. Я користуюся послугами банку;
2. Я хочу мати багато грошей і високу зарплату;
3. Державне регулювання цін;
4. Гривня – українська національна валюта;
5. Я люблю тратити гроші;
6. Я маю готівку і хочу поставити гроші на депозит;
7. Місцеві податки і збори;
8. Я хочу взяти кредит в банку;
9. Валютний ринок;
10. Який сьогодні курс?
11. Я хочу поміняти долари на гривні;
12. чек – це письмове доручення банку;
13. Давайте обговоримо нашу пропозицію;

 

 3.  New words presentation.

 

        Now we are going to learn and write down into your vocabularies new words, phrases and word combinations (Let’s write together in your notes):

 

MONEY AND ECONOMIC RELATIONS

 

1. money          гроші;

 Money has various uses in the modern world

 

2. Every man has its price

 

3. Value          цінність;

 Money is a measure of the value of goods and services

 

4. Wage         заробітна плата;

Wage is a payment received at regular intervals for work or services

 

5. Exchange         обмін, обмінювати;

What are the operating hours of the currency exchange office?

 

6. Credit          кредит;

On what terms does this bank grant credit?

 

7. Negotiation         переговори;

We have successfully conducted our negotiations

 

8. Cheque         чек;

A cheque is a written order to a bank given and signed by someone

 

9. Coin          монета;

 

10. To keep money        тримати гроші;

 

11. To put money        вкладати гроші;

 

12. To settle prices      домовитися про ціни;

 

13. To establish trade contacts встановити торговельні контакти;

 

14. Barter economy      бартерна економіка;

 

15. To deal with a bank користуватися послугами банку;

 

As you can see there are a lot of words and word combinations with the word “Money”. Let’s see if you remember these words. Try to make word combinations with the word “Money”:

 

Money  spend

    Earn

     Save

      Pocket

       Invest

        Offer

         Need

          Win

           Waste

            Borrow

 

 

Ex:  Я хочу мати кишенькові гроші щодня;

 Я надіюся, що буду заробляти багато грошей;

 Люди потребують грошей щодня;

 

 

 

 

4.    Proverbs:

 

People have created different proverbs and sayings about money. Have a look at the halves of the proverbs and join them correctly:

 

1. Money spent on the brain…………….   a) are soon parted;

2. No money      b) is never spent in vain;

3. The fool and his money……    c) money;

4. Time is ……      d) and loose your friend;

5. Lend your money…..     e) no honey

 

Keys:  1b, 2e, 3a, 4c, 5d.

 

 

 

5. Discussion:

 

So, my dear friends, what do you think about money? What is money for you? The role of money in your life? Who agree that “Money is the guarantee of security” or “Money is the root of all evil”.

 

 

(+) Advantages	(-) Disadvantages
1. We cannot imagine our life without money, almost all of us want to be rich and powerful. Money means independence and freedom.	1. If you have a lot of money, you have a terrible headache. A lot of money – a lot of problems.
2. You can get perfect education, medical care even abroad	2. Money spoils children. They think that everything can be bought and forget about honesty and frankness. This “Golden Youth” think that they are the “Salt of the Earth”.
3. If you have money you can see the whole world.  You can travel a lot and as you know “traveling is exciting”	3. But we forget about feelings. We cannot buy real love, friendship and close friends. Almost all very rich people are unhappy.
4. You can buy expensive fashionable things, live in a “villa of your dream” in the sea-side and live as you wish.	4. Very often if you can have everything you don’t want anything. We don’t know how to be glad of the simplest things, the world seems to be grey and uninteresting.

 

 

Well done, very good discussion.  As you can see from our discussion- so many people, so many points of view, and this discussion can be endless. I want you to be happy with money or without it.  Of course “Tastes Differ” and you are right in your own way. I only wish you to understand the difference between “Money is for life” and “Life is for money”

 

 

 

 

 

 

 

 

 

 

 

 

 

6.   Working with the text “Money in the Modern World”

 

And now, have a look, please, at the text “Money in the Modern World”, skim it very quickly and try to do the tests with the help of computer and find the names for each part of the text.

 

Money in the Modern World

 

1. Money is used for buying or selling goods, for measuring value and for storing wealth. Almost every society now has a money economy based on coins and paper bills of one kind or another. However, this has not always been true. In primitive societies a system of barter was used. Barter was a system of direct exchange of goods. Somebody could exchange a sheep, for example, for anything in the marketplace that they considered to be of equal value. Barter, however, was a very unsatisfactory system, because people’s precise needs seldom coincided.

 

2. People needed more practical system of exchange, and various money systems developed based on goods which the members of a society recognized as having value. Cattle, grain, teeth, shells, feathers, skulls, salt, elephant tusks, and tobacco have all been used.

 

3. Precious metals gradually took over because, when made into coins, they were portable, durable, recognizable, and divisible into larger and smaller units of value. A coin is a piece of metal usually disc-shaped, which bears lettering, designs or numbers showing its value. Until the 18^th  and 19^th centuries, coin were given monetary worth based on the exact amount of metal contained in them, but most modern coins are based on face value that governments choose to give them, irrespective of the actual metal content.

 

4. Most governments now issue paper money in the form of bills, which are really “promises to pay”. Paper money is obviously easier to handle and much more convenient in the modern world. Checks and credit cards are being used increasingly, and it is possible to imagine a world where “money” in the form of coins and paper currency will no longer be used.

 

 

Find the name for each part of the text:

 

1.     Money Systems Based on Goods;

 

2.     Paper Money;

 

3.      Barter as a System of Direct Exchange of Goods;

 

4.     Money Systems based on Precious Metals.

 

 

 

 

 

Test based on the text “Money”

 

1.      What is modern money economy based on?
   1.      barter deals;     c) exchange of goods;
   2.     coins and paper bills;   d) precious metals.

 

2.      What system was used in primitive societies?
   1.      exchange of cattle for gold;  c) exchange of salt, gold and silver;
   2.     barter system;    d) system of coins.

 

3.      Why was barter a very unsatisfactory system of exchange?
   1.      because the society recognized shells as having some value;
   2.     it was not easy to exchange a sheep for a cow;
   3.      cattle couldn’t be divided into smaller units of value;
   4.     because people’s needs seldom coincided.

 

4.      Why did precious metals gradually take over?
   1.      when made into coins they were portable, durable, divisible;
   2.     because goods become cheaper;
   3.      because the numbers on coins showed their value;
   4.     because coins were disc-shaped.

 

5.      How was monetary worth given to coins?
   1.      by the amount of salt that could be bought by a coin;
   2.     by their shape;
   3.      by the amount of metal contained in them;
   4.     by the picture on the coin.

 

6.      In what form do most governments issue paper money now?
   1.      in the form of dollars;   c) in the form of gryvnyas;
   2.     in the form of bills;   d) in the form of pounds.

 

7.      What kinds of money are being used increasingly?
   1.      bills;      c) disc-shaped coins;
   2.     dollars;     d) checks.

 

8.      What is the system of direct exchange of goods called?
   1.      market;     c) barter;
   2.     selling;     d) buying.

 

9.      What can we measure value with?
   1.      money;     c) checks;
   2.     precious metals;    d) elephant tusks.

 

10. What is face value of the coin?
    1.      the value of the coin which depends upon the portrait on it;
    2.     the value based on the amount of metal in the coin;
    3.      the coin is made of gold which is worth one dollar;
    4.     the value that government chooses to give a coin.

 

7.     Crossword.

 

And now, please, have a look at the crossword. We have a nice pig here, by the way, who knows what is the English for «копілка?». (money box) . Please, remember another idioms:

 

        Money to burn -     грошей –кури не клюють;

        In the money    бути у виграші (мати багато грошей);

        Throw good money after bad  тратити гроші попусту.

 

Answer the clues to complete the crossword. Seven across has been done as an example.

 

Across

 

2.  “Oh no! We are in the ________ (colour) again this month.  How do we spend so much money?

 

4. Metal money. ________

 

7. “What’s the exchange rate between the euro and the dollar this week?

 

11. A printed list of the money going into and out of your account every month.

 

12. Something which tells you what you have to pay for services or goods.

 

14.  “Great! There’s more money in my bank _________ than I thought!”

 

Down

 

1. VISA, Mastercard, etc. (two words);

 

2. A piece of paper which shows what you bought, and proves how much you paid for something;

 

3. Pieces of paper that are printed by a bank which you write on to pay for something;

 

5. “You ________ me € 50, when are you going to pay me back?”

 

6. The official money of a country or region, e.g. US dollar, the euro;

 

8. Paper money;

 

9. The noun from “to pay”;

 

10. Where to keep your money safe.

 

13.  “I didn’t have enough money to buy the car so I asked my brother for a ____ .

 

 

 

 

Well done! And now, my dear students, have a look, please, at “10 the Most Beautiful Paper Bills”. (Watching presentation)

 

 

8.     GRAMMAR

 

1. Decide if these words are countable (C) or uncountable (U).

 

problem ___________      news___________ ;

information_________      account__________ ;

hour______________      phone call ________ ;

advice ____________      trouble ___________ ;

paper _____________      money ___________ ;

change ____________      coffee ____________ ;

time _____________      cup of coffee _______ ;

briefcase __________      banknote ___________ ;

newspaper _________

 

2. Complete these sentences with   a,  some,  or  any.

 

1. There aren’t _________ instructions in the box, how do we make it work?

 

2. Have you got _______ minute, Janice? I’d like to have ____ word about that report.

 

3. There isn’t ______ coffee left, shall I make _______ more?

 

4. Would you like ____ biscuit? They’re really delicious.

 

5. “Do we have ________ photocopy paper left?” “Yes, there’s _____ packet in the cupboard”.

 

6. Can I make ______ phone call?

 

7. It’s eleven o’clock: time for ______ cup of tea.

 

8. Is there _____ news about the delivery from Germany?

 

 

9.  Dramatizing the dialogue “The Bank”

 

And now, let’s invite our actors for the stage, and watch together their play. Let’s imagine that we are in the bank….. You are welcome….

 

Thank you very much. You are real actors. Well done. Take a seat, please. Thanks all of you for your participation. You are given excellent marks.

 

 

 

 

 

 

9. SETTING THE HOME TASK 

 

Very good, my dear students.  Put down, please, your homework for the next time. From your copies: page 20, Ex. 2 (Complete the text with words from the box), and all exercises after the text in written form.

• To learn topical vocabuary;

• To write a dialogue “At the Currency Exchange Office” and dramatize it;

Thank you very much for you participation, good for you, well done (assessment).

10.    Singing a song “Money”.

 

To crown it all let’s sing together a popular song which is closely connected with our today’s topic.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(dramatizing "The Bank")

 

The bank

 

Scene:    The manager's office in a bank

Characters:   Miss Posit, the bank manager

     Monica, Miss Posit's secretary

     Mrs Moore, a customer

     A bank robber

 

Miss Posit is sitting at her desk. The intercom buzzes

 

Miss Posit:   Yes, Monica?

Monica: Miss Posit, there is a lady to see you. Mrs Moore.

Miss Posit:   Ah, yes. Mrs Moore. Bring her in please,

Monica.

Monica:    Yes, Miss Posit.

 

Monica brings Mrs Moore in.

 

Monica:    Mrs Moore

Miss Posit:   Good morning, Mrs Moore.

Mrs Moore:   Good morning.

Miss Posit:   Thank you, Monica.

 

Monica leaves the office

 

Miss Posit:   Do sit down, Mrs Moore

Mrs Moore:   Thank you

 

She sits down

 

Miss Posit: Now, Mrs Moore, the situation is like this. Your account is in the red.

Mrs Moore:   Pardon?

Miss Posit:   In the red.

Mrs Moore:   I'm sorry. I don't understand.

Miss Posit:   In the red. Overdrawn.

Mrs Moore: "Overdrawn". No, I'm sorry. I've never heard that word before in my life.

Miss Posit: It's very simple, Mrs Moore. It means that you've taken more money out of the bank than you've put in.

Mrs Moore:   Oh, I see. Thank you very much.

Miss Posit: I don't think you quite understand, Mrs Moore. It means that you've put in less than you've taken out.

Mrs Moore:   Oh…

Miss Posit:   Your account is overdrawn. 2000$ overdrawn.

Mrs Moore: 200$ overdrawn. I see. Well, don't worry. I can put that right immediately.

Miss Posit:   Oh, good.

Mrs Moore:   Yes, I'll write you a cheque, shall I?

 

 

 

 

 

 

She takes out her cheque-book and begins to write.

 

 

Mrs Moore:   Now… two hundred pounds…

Miss Posit: Mrs Moore, Mrs Moore, if you write me a cheque for 2000$, you'll be overdrawn more, Mrs Moore.

Mrs Moore:   I beg your pardon?

Miss Posit:   More, Mrs Moore. M-O-R-E, more.

Mrs Moore: No, no….. double -O-… M-double -O- R-E, Mrs Moore. It is my name.

Miss Posit: Mrs Moore, I don't think you quite understand the situation. You see -

 

(The robber comes in suddenly)

 

Robber:    Nobody move!

 

Miss Posit continues speaking to Mrs Moore

 

Miss Posit:   You see, if you write me a cheque for 2000$….

Robber:    I said: "Nobody move!"

Miss Posit:   Can I help you?

Robber:    That's better. You…..

Mrs Moore:   Me?

Robber:    Yes. Read this.

 

He gives Mrs Moore a note.

 

Mrs Moore: Oh. O.K. (Reading) "Two pounds of tomatoes, six eggs, and a packet of chocolate biscuits"

Robber:    No, no. The other side.

Mrs Moore: Oh, sorry. (Reading): "Give me all your …. honey, or I'll …kiss you.

Robber:    Not honey - money.

Mrs Moore: Oh, sorry. (Reading) "Give me all your money, or I'll kiss you."

Robber:    Not kiss -kill!

Mrs Moore:   Oh. Er…. Miss Posit, I think this is for you.

 

She gives the note to Miss Posit

 

Miss Posit: (Reading): "Give all your money, or I'll kill you". I see. Would you sit down for a moment?

Robber:    Sit down?

Miss Posit: Yes, I'm very busy at the moment. Please sit over there.

Robber:    But…..

Miss Posit:   I'll be with you in a moment.

 

The robber sits down.

 

Miss Posit:   Now, Mrs Moore. How much do you earn?

Mrs Moore:   35$ a week.

Robber:    Excuse me…..

Miss Posit: Just one moment, please! … So you earn 35$ a week. How much do you spend?

Mrs Moore:   70$ a week.

Robber:    Excuse me….

Miss Posit: One moment, please!… 70$ a week. So you spend twice as much as you earn.

Mrs Moore:   Yes, I earn half as much as I spend.

Miss Posit:   How do you do it?

Mrs Moore:   It's easy. I use my cheque-book.

Miss Posit:   Exactly, Mrs Moore!

Robber:    Excuse me!

Miss Posit:   Yes!

Robber:    I make 2000 $ a week.

Miss Posit:   2000 a week? And how much do you spend?

Robber:    1000 $ a week.

Miss Posit:   Really? So you save 1000 $ a week.

Robber:    Yes.

Miss Posit:   (Very politely): Would you like to sit here?

Robber:    Thank you.

Miss Posit:   Mrs Moore, would you sit over there for a moment?

 

(The robber and Mrs Moore change places)

 

Mrs Posit:    So you save 1000$ a week.

Robber:    Yes.

Miss Posit:   Tell me… where do you keep this money?

Robber:    Here. In this bag.

 

(She puts a large bag full of money on the desk)

 

Miss Posit: Oh. Oh, yes. Very nice. Um… would you like to open an account, Mr…?

Robber:    Mr Steele.

Miss Posit:   Steele. I see. S-T-double-E-L-E?

Robber:    Yes, that's right.

Miss Posit: Well, just excuse me one moment, Mr Steele, and  get the necessary papers.

Robber:    Certainly.

 

(Miss Posit leaves the office)

 

Mrs Moore:   Excuse me…

Robber:    Yes?

Mrs Moore:   You make 2000$ a week.

Robber:    Yes.

Mrs Moore:   How do you do it?

Robber:    I rob banks.

Mrs Moore;   Oh, I see. You rob banks and steal the money.

Robber:    Yes.

Mrs Moore:   How do you do it?

Robber;    It's easy. You take a gun…..

Mrs Moore:   I haven't got a gun.

Robber:    Oh… Well, borrow mine.

Mrs Moore:   Thank you very much.

 

Mrs Moore takes the gun and fires it

 

Robber:    Be careful!… You take a gun and you take a note.

Mrs Moore: Oh yes, the note. That's very good. I like that. (Reading): "Two pounds of tomatoes, six eggs….

Robber:    The other side!

Mrs Moore: Oh, yes. (Reading): "Give me all your honey, or I'll kiss you!

Robber:    "Money" and 'kill"!

Mrs Moore:   Oh, yes.

Robber: You take the note, go into the bank, and put the note on the bank manager's desk.

Mrs Moore:   Is that all?

Robber:    Yes.

Mrs Moore:   I see.

Miss Posit comes back into the office.

 

Miss Posit:   Ah, yes. Mr Steel…..

Mrs Moore: Give me all your honey…. Money, or I'll kiss…. Kill you!

Miss Posit:   Money, Mrs Moore? Certainly. Take this bag.

 

She gives Mrs Moore the robber's bag.

 

Mrs Moore:   Oh, thank you. That was easy.

Robber:    Yes, but….

Miss Posit:   Mrs Moore, your account is still 200$ overdrawn.

Mrs Moore:   Oh, yes. Well…. Um… Here you are

 

She gives her 200$ from the robber's bag

 

Mrs Moore:   50$….. 100$, ….150$…. 200$

Robber:    But….. but….

Miss Posit:   Thank you, Mrs Moore.

Mrs Moore:   Goodbye.

 

Mrs Moore leaves

 

Miss Posit:   Now, Mrs Steele…. Your account….

Robber:    But…. But….. but…

Miss Posit:   Mrs Steele…

Robber: Just a minute! I think something's gone wrong. Hey, you! Come back! Bring back my money and my gun! Come back!

 

He runs after Mrs Moore.

 

Miss Posit: (On the intercom:) Monica, would you bring me some coffee, please? Some strong black coffe…